To turn surcharging on or off for all invoices

1. Click your business name and choose Sales settings.
2. Click the Payments tab.
3. Click Edit preferences. If prompted, sign in with your MYOB account details.
   
   
   
4. Select the option Enable the option to pass on credit card surcharges and choose the applicable income account. This will be the MYOB income account you want to use to track surcharges.
   

5. Click Save. Now, you just need to create and send invoices like you normally would. See Creating invoices and Emailing, printing or downloading invoices if you need a refresher.

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   Do you create recurring invoices? The option to pass on customer surcharging for all invoices isn't available yet for invoices created from recurring transactions. Instead you'll have to enable this before you send each invoice, by opening it and selecting the Apply Surcharge option. See 'To turn surcharging on or off for a single invoice', below.

To turn surcharging off for all invoices, repeat these steps and select the option Don't surcharge credit card payments.

Once you've turned on customer surcharging (see the steps above), you can choose to turn surcharging on or off for individual invoices.

1. Create the invoice as you normally would.

2. Select or deselect the Apply surcharge option.
   

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   If you change this setting on an invoice you've already sent, you'll need to save your changes and re-send the invoice.

3. Complete the invoice as normal and send it to your customer.

The customer will receive the invoice as they normally would. When they click on Pay Now, they'll be asked to select their payment method.

When they select Credit or Debit Card, they'll be asked to enter their card details. The amount owing, the surcharge fee, and total amount due (invoice and surcharge fee) will be listed as shown below.

When they click Submit, the payment will be processed.

<h2><i class="fa fa-comments"></i>&nbsp;&nbsp;FAQs</h2><br>

What are the fees and charges related to online payments?

• Any of your invoices paid using a credit card (AMEX, Visa, Mastercard, Apple Pay or , Google Pay^TM or PayPal); via our online payment service, will surcharge the payer a 1.8% fee (incl. GST)
• All fees related to invoices paid using BPAY; via our online payment service, will be charged to your business and not the payer

• The surcharge of 1.8% will be applied to the invoice total, with the surcharge amount settled along with the invoice amount into your bank account. It will later be debited from your account during your monthly MYOB billing cycle.

• The $0.25 per transaction fee will only be charged to your business and not the payer.

Where do I find the surcharge amounts?

You'll see individual surcharge amounts in your transactions list:

1. Go to Banking and choose Find transactions.
2. Click the Transactions tab. A list of transactions appear.
3. The surcharge amount will have the same Reference no as the received payment, but with an additional 'S' at the end.
   

How do I change the bank account my fees and charges are debited from?

Only the business owner or an Online Admin user can change the bank details. Tell me more about user access.

1. Click your business name in the top-right corner and choose Sales settings.
2. Click the Payments tab.
3. In the Invoice payment options section, click Edit preferences.
   
4. If prompted, sign in to the merchant portal.
5. Click Edit for Bank account for direct debit of fees to change the business bank account that will be debited for fees and charges.
   1. 1. Follow the prompts to update your account details.
      2. Click Next and complete your Direct Debit Request details.
      3. Click I agree to save.
   
6. If applicable, you can change the Ledger account to record fees and charges.
   
7. When you're done, click Save.

You'll receive an email within 48 hours confirming the changes you made.

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	margin-top:0px;
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	padding-bottom:100px;
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/* Style the Yes and No options and images */
.yes {
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	float:left;
	padding-top:10px;
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}

.yes img, .no img {
	vertical-align:middle;
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	padding-right:10px;
	padding-bottom:10px;
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	height: 40px;
}
            
.no {
	font-weight:bold;
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	margin-right:250px;
	padding-top:10px;
}

/* Style the div containing the checkboxes and comments field */
.moreinfo {
	display:none;
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    line-height:10px;
}
            
p.moreinfo {
	padding-top:10px;
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/* Style the confirmation message when a user submits the form */
#submitted {
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	border: 1px solid #7FBA00;
	background-color: #ECF5D9;
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#submitted img {
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/* Comments heading */
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/* Style the comment box */
textarea#comments {
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font-family: Arial,Helvetica,sans-serif,Verdana;
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font-family: Arial,Helvetica,sans-serif,Verdana;
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/* Remove the resizing option from the comments text area */
textarea#comments {
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textarea#positiveComments {
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#supportText {
font-size:11pt;
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padding-bottom:20px;
color: #888;
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#positiveCommentText {
font-size:11pt;
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color: #888;
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#inlineSupportInfo {
display:none;
margin-left:28px;
padding-bottom:20px;
line-height:20px;
color:#888;
margin-top:-5px;
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#inlineSupportInfo a {
color:#5E2080;
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#inlineMoreHelpInfo {
display:none;
margin-left:28px;
padding-bottom:20px;
line-height:20px;
color:#888;
margin-top:-5px;
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#inlineMoreHelpInfo a {
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/* Style the checkbox list */
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display:none;
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#feedback input[type=checkbox] + label:before {
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height: 18px;  
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margin-right: 8px;  
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border: #5E2080 2px solid;
border-radius: 100px;  
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}    

#feedback input[type=checkbox]:checked + label:before {
content:"\2714";
color:white;
background-color: #5E2080; 
text-align:center;
line-height:18px; 
}

/* Style the checkbox labels */
label {
display:block;
vertical-align:middle;
}

/* Style the Submit button and its various states (including disabled).  */
/* TODO: Set up a subclass of button to use here instead */
button {
background: #5E2080;
border-top: 1px solid #5E2080;
border-right: 1px solid #5E2080;
border-bottom: 1px solid #5E2080;
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padding: 10px 32px;
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color:#fff;
float:right;
font-family: Arial,Helvetica,sans-serif,Verdana;
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font-size: 11pt;
margin-right:-25px;
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button:hover {
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border-top: 2px solid #4D1A6B;
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border-left: 2px solid #4D1A6B;
cursor: pointer;
}    
        
button:active {
background: #4D1A6B;
border-top: 2px solid #4D1A6B;
border-right: 2px solid #4D1A6B;
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border-left: 2px solid #4D1A6B;
cursor: pointer;
}     
			
input#searchTerm{
line-height:15px;
font-size: 11pt;
height:15px;
width:200px;
margin-left:-5px; 
margin-top:10px;
padding:10px;
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#searchButton {
margin-left: 10px;
cursor: pointer;
font-size: 14pt;
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#positiveFeedback {
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button[disabled],
button[disabled]:hover,
button[disabled]:active {
background: #ddd;
border-top: 1px solid #ddd;
border-right: 1px solid #ddd;
border-bottom: 1px solid #ddd;
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box-shadow: none;
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p#positiveCommentText, p#supportText {
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